Stripe Fee Calculator

About the Stripe Fee Calculator

The Stripe Fee Calculator shows exactly how much Stripe will deduct from any card transaction and what amount lands in your account after processing fees. SaaS founders setting subscription pricing, e-commerce sellers calculating margins, marketplaces splitting payments between vendors, and freelancers invoicing clients all rely on this to know the real net before agreeing to a transaction.

How Stripe fees work

Stripe’s standard rate for online card payments is around 2.9% + a fixed cent fee per successful transaction in most countries, with additional 1% surcharge for international cards and another 1% for currency conversion. ACH and SEPA bank debits are cheaper (around 0.8% capped). Subscription billing, in-person card readers, and high-volume merchants negotiate different rates. Always verify against Stripe’s latest published schedule for your country.

How to use it

1. Enter the gross payment amount you plan to charge.
2. Choose your country and select whether the card is domestic or international.
3. Pick the payment method (card, ACH, SEPA).
4. See the Stripe fee and your net amount instantly. Reverse mode lets you find the gross needed to receive a target net.

Common use cases

SaaS founders pricing monthly plans to absorb fees and still hit target margins, e-commerce sellers setting product prices that account for processor cuts, marketplaces calculating exact platform commissions after Stripe deductions, freelancers grossing up invoices so they actually receive the agreed amount, and finance teams reconciling Stripe payouts against expected totals.

Privacy

Calculations run entirely in your browser using Stripe’s published fee schedules. Your amounts never leave your device. The tool works offline once loaded.

Tamer Baghdadi

CEO / Co-Founder