Paypal Fee Calculator

About the PayPal Fee Calculator

The PayPal Fee Calculator shows exactly how much PayPal will deduct from any payment and what amount lands in your account. Freelancers receiving client payments, e-commerce sellers calculating product margins, charity collectors estimating net donations, and international workers receiving wages all need to know the real net amount before agreeing to a transaction.

How PayPal fees work

PayPal’s standard fee for domestic commercial payments is around 2.9% + a fixed cent fee per transaction in most countries, with higher rates (4.4% + fixed) for cross-border payments. Currency conversion adds another 3–4% above the wholesale rate. Charities, micropayments under a certain threshold, and high-volume merchants can negotiate lower percentages. Rates differ by country, so always check the latest local schedule.

How to use it

1. Enter the gross payment amount.
2. Choose your country and the buyer’s country (cross-border has higher fees).
3. Select the transaction type (goods/services, personal, charity).
4. The fee and net amount appear instantly — you can also reverse the calculation to find the gross amount needed to receive a specific net.

Common use cases

Freelancers quoting clients ("if you want me to receive $1,000 net, you need to send $1,032"), e-commerce sellers setting prices that absorb fees, charity organisers communicating real donation impact, splitting bills with friends abroad without surprise deductions, and comparing PayPal vs Stripe vs bank transfer for a specific transaction.

Privacy

All calculations run in your browser using PayPal’s published fee schedules. Your amounts are never sent to or stored on our servers.

Tamer Baghdadi

CEO / Co-Founder